On this page:
OWR Invest Privacy Policy
Last updated: 11th of April of 2025
OWR Invest values the privacy and protection of its users’ data. This Privacy Policy explains how we collect, use, store, and protect the personal data provided through our website and services, in compliance with the General Data Protection Regulation (GDPR) and other applicable legislation in Portugal.
1. Data Controller
The data controller is the company:
OWR Invest, Lda. Headquarters: Rua da Fonte, 7, 2525-352 Paço, Peniche Tax Identification Number: PT518549283 Contact email: info@owrinvest.com
2. Data Collected
OWR Invest may collect the following personal data, depending on the user’s interaction with the platform:
- Identification data: full name, nationality, date of birth, tax identification number;
- Contact data: email, phone number, address;
- Access data: username, password, IP address, approximate location;
- Financial data: IBAN, public key of digital wallet, token transaction history (when applicable);
- Professional or business data (for legal users): company name, position, commercial registration number.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
3. Purposes of Data Processing
Personal data is collected and processed for the following purposes:
- Creation and management of the user account on the platform;
- Processing of applications for investment projects;
- Communication with users about opportunities, updates, and alerts;
- Compliance with legal obligations, including tax and anti-money laundering;
- Statistical analysis to improve the services provided;
- Sending newsletters and promotional campaigns (with explicit consent).
4. Legal Basis for Processing
The processing of personal data is based on the following legal grounds:
- Execution of contract or pre-contractual measures;
- Compliance with legal obligations;
- Consent of the data subject (when necessary);
- Legitimate interests of OWR Invest include ensuring platform security and preventing fraud.
5. Data Sharing with Third Parties
OWR Invest does not sell personal data to third parties. However, it may share data with:
- Legal and regulatory authorities, as required by law;
- Technology and financial service providers acting as subcontractors;
- Partners involved in investment projects, with user consent, only when necessary.
All subcontractors are bound by contracts that ensure the confidentiality and security of the data.
6. International Data Transfers
Whenever data is transferred outside the European Economic Area (EEA), we will ensure that the transfer complies with applicable legal requirements, including through the European Commission’s Standard Contractual Clauses or other appropriate safeguards.
7. Data Retention
Data will be retained for as long as necessary to fulfill the purposes for which it was collected, including legal and regulatory obligations. When no longer needed, it will be securely deleted.
8. Data Subject Rights
The user has the right to:
- Access their personal data;
- Request the correction of incorrect or outdated data;
- Request the deletion of data, when applicable;
- Object to or limit the processing of their data;
- Request data portability.
- Withdraw consent is based on this ground when processing.
These rights can be exercised via email: info@owrinvest.com
9. Data Security
We adopt appropriate technical and organizational measures, including encryption, access control, and continuous system monitoring, to ensure the security of personal data.
10. Cookies
Our website uses cookies to enhance the user experience. For more information, please refer to our Cookie Policy.
11. Changes to this Policy
OWR Invest may update this Privacy Policy at any time. The updated version will always be available on our website. We recommend periodic consultation of this page.
12. Contact
For further clarification or to exercise your rights as a data subject, contact us: info@owrinvest.com
Cookies Policy of OWR Invest
Last updated: 11th of April of 2025
This Cookie Policy describes how OWR Invest, Lda. (“OWR Invest”, “we”, “our”) uses cookies and similar technologies to recognize visitors to our website http://www.owrinvest.com (“Site”). It explains these technologies, why we use them, and your rights to control our use.
1. What are cookies?
Cookies are small data files placed on your computer or mobile device when you visit a website. Website owners widely use cookies to improve the performance of their websites and provide reporting information.
Cookies set by OWR Invest are called “first-party cookies”. Cookies set by parties other than the website owner are called “third-party cookies”. These cookies enable third-party features or functionality on or through the website (e.g., advertising, interactive content, and analytics).
2. Why do we use cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our website to operate—we refer to these as “strictly necessary” cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our website. Third parties serve cookies through our website for advertising, analytics, and other purposes.
3. Types of cookies used
Below, we describe the different types of cookies that may be used on our website:
a) Strictly Necessary Cookies
These cookies are essential to provide you with services available through our website and to use some of its features, such as access to secure areas.
b) Performance and Statistics (Analytics) Cookies
These cookies collect information about how visitors use the website, for example, which pages are visited most often, and if they receive error messages from web pages. These cookies do not collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous.
Tools used:
Google Analytics (with IP anonymization) Hotjar (for heatmaps and user behavior)
c) Functionality Cookies
These cookies allow the website to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features.
d) Advertising and Marketing Cookies
These cookies make advertising messages more relevant to you and your interests. They also perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed, and, in some cases, selecting advertisements based on your interests.
Platforms like Google Ads and Meta Pixel (Facebook) may be used based on explicit user consent.
4. Managing cookies
You can modify your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website, though your access to some functionality and areas of the website may be restricted.
How to control cookies in the browser:
- Google Chrome: https://support.google.com/chrome/answer/95647 https://support.google.com/chrome/answer/95647
- Mozilla Firefox: https://support.mozilla.org/pt-PT/kb/ativar-desativar-cookies https://support.mozilla.org/pt-PT/kb/ativar-desativar-cookies
- Safari: https://support.apple.com/pt-pt/guide/safari/sfri11471/mac https://support.apple.com/pt-pt/guide/safari/sfri11471/mac
- Microsoft Edge: https://support.microsoft.com/pt-pt/help/4027947 https://support.microsoft.com/pt-pt/help/4027947
5. Consent and Cookie Banner
When you first access our website, you will be presented with a cookie banner where you can:
- Accept all cookies;
- Reject all non-essential cookies;
- Customize your preferences.
Your choices will be saved and can be changed at any time.
6. Updates to this Policy
We may update this Cookie Policy periodically to reflect changes in the cookies we use or for other operational, legal, or regulatory reasons. Please revisit this Cookie Policy regularly to stay informed about our use of cookies.
7. Contact
If you have any questions about our use of cookies or this Cookie Policy, please contact us: info@owrinvest.com